Loan Program

Buying a home is a significant milestone, and at LB Lending, we're here to ensure your financing experience is as exciting and seamless as possible.

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"FHA" stands for Federal Housing Administration, a vital branch of the U.S. Department of Housing and Urban Development (HUD). They're the driving force behind FHA loans, providing a safety net for both lenders and borrowers.

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A jumbo loan is a type of financing that exceeds the conforming loan limits set by the Federal Housing Finance Agency (FHFA). This kind of mortgage is necessary when purchasing high-value properties that require loans larger than those supported by standard conforming loans. Typically, jumbo loans are used to finance luxury properties, investment homes, and vacation residences in high-cost areas.