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Thank you for choosing LB Lending LLC for your new mortgage. The checklist below includes some of the
documents you will need to provide when applying for your mortgage. Depending on your unique
situation, you may be asked for more or less information. Gathering any applicable items ahead of time may help expedite processing.

Mortgage Application Checklist

  1. A copy of your driver’s license (a picture from your smartphone is fine）

  2. A copy of your permanent resident alien card or copy of H1-B visa approval (if you’re not a U.S. citizen)

  3. Most recent 2 years of W-2 forms

  4. Most recent 2 years of individual tax returns – all pages and schedules. All federal K-1s, partnership returns (1065s), and corporate or S Corp returns (1120s or 1120-Ss) for the past two calendar years (if self-employed）

  5. Most recent 30 days of pay stubs 

  6. Most recent 2 months of bank statements that you are using for funds to close (include all the pages even if they are blank; we can’t use screenshots for this)

  7. Most recent mortgage statement, insurance declaration page, tax statement, and HOA bills for all properties owned.

  8. Executed sales contract

If part of your down payment is a gift:

  1. Copy of cleared gift check

  2. Signed gift letter (we will provide you with the form to be completed)

  3. Copy of bank statement or transaction history to verify check was deposited into your account

If down payment is coming from 401(k):

  1. provide terms of withdrawal and repayment terms

  2. Divorce decree or separation agreement

If you are selling Real Estate and the proceeds will be used for the down payment:

  1. Copy of the executed sales agreement

  2. Copy of the Closing Disclosure

If the property is held in a Trust:

Copy of the Trust and the Schedule of Beneficiaries

Transcripts or diploma:

If recently graduated and can't supply 2 years of employment

Retired:

Social Security award letter or pension award letter

Child support:

Proof of payment history for child support and/or alimony, if using for income

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